�ǿմ�ý Commercial in the United Kingdom

Welcome to �ǿմ�ý Commercial – your business insurance partner in the United Kingdom.

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�ǿմ�ý is renowned for its commitment to safeguarding businesses with top-tier commercial insurance solutions in the UK. As your trusted insurance company in the United Kingdom, we leverage our global experience and local expertise to manage your business risks effectively. Our strength lies in addressing complex risks with bespoke solutions. As one of the foremost insurance companies in the world, we provide a range of insurance options for medium-sized businesses, large corporations, and specific risk categories, alongside proactive risk management services.

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Part of �ǿմ�ý, the leading global insurance brand, �ǿմ�ý Commercial has the expertise, international scope, and financial solidity to deliver unparalleled business insurance solutions. Explore what we have to offer and get in touch to discuss your bespoke insurance requirements. Your business deserves premier protection, and that’s our promise to you.

�ǿմ�ý Commercial offerings in the UK

For intermediary use

This overview is for reference only. It does not detail the conditions, limitations or exclusions of��the cover.
Please see the policy wording for further details.

Alternative Risk Transfer
Aviation Insurance
Cyber Insurance
Entertainment Insurance
Financial Lines Insurance
Liability Insurance
Marine Insurance
Motor Insurance
Natural Resources & Construction Insurance
Property Insurance

Alternative Risk Transfer

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Alternative Risk Transfer

We develop customized insurance, reinsurance and other non-traditional risk management solutions for a broad range of corporate and financial clients worldwide.

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Aviation Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Airlines Insurance

Since the early days of aviation, we've provided airline insurance to all types of operator, from cargo and low-cost airlines to major fleets and national flag carriers.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

General Aviation Insurance

We insure all types of general aviation risks: from single aircraft on a ‘private business and pleasure’ basis to the largest commercial fleets.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Aerospace Insurance

We provide tailored aerospace insurance to a wide range of clients, from��aerospace giants to small OEM suppliers and refuellers, covering all types of damage and liability.

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Cyber Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Cyber Insurance

We offer a range of products, from standalone cyber insurance to integreated coverage, safeguarding large organizations against digital threats and cybercrime.

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Entertainment Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Production Insurance

Whether you need entertainment insurance for a film, TV show, whether for theatrical release or for streaming, we cover all elements required to bring the project to life.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Live Events & Sports Insurance

We provide coverage for��, including solo shows, motor sports, week-long festivals and national and international tours.

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Financial Lines Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Directors & Officers (D&O)��Insurance | Large businesses

Our D&O insurance shields company managers of large companies from claims and reimburses the insured company for settlements paid on behalf of managers.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Professional Indemnity Insurance

We offer directors & officers and professional indemnity products for UK based mid-sized businesses, traded via our specialist regional hubs.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Financial Institutions Insurance

We provide a strong product offering for financial institutions via a suite of products, either with stand-alone coverage or on a blended basis.

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Offered by��ǿմ�ý Insurance plc

Financial Lines Insurance | Mid-sized businesses

We offer directors & officers and professional indemnity products for UK based mid-sized businesses, traded via our specialist regional hubs.

Offered by��ǿմ�ý Insurance plc

Digitally traded products | SME customers

A range of products for�� small to medium UK businesses is available through our trading solution QuoteSME or via imarket and major software houses.

Liability Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

General Liability Insurance

We offer a range of general and specialist liability insurance products, covering personal or bodily injury, property damage and pure financial loss.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Environmental Liability Insurance

We help your company evaluate, mitigate, and protect against environmental risks, with tailored solutions in the areas of premises pollution and contracting pollution.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Clinical Trials Insurance

Our specialist Clinical Trials Insurance team provide cover for every phase of a clinical trial, with locally compliant coverage given on an admitted basis.

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Offered by �ǿմ�ý Insurance plc

Commercial combined solutions | Mid-sized businesses

We offer tailored property and casualty solutions for UK based mid-sized businesses all traded via our UK-wide branch network.

Offered by �ǿմ�ý Insurance plc

Digitally traded products | SME customers

A range of packaged products for small to medium UK businesses is available through our trading solution QuoteSME or via imarket and major software houses.

Marine Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Marine Hull and Liability Insurance

Hull and machinery coverage for all types of blue- and brown-water shipping, plus shipyards and building risks, as well for mega yachts, yachts and pleasure craft.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Marine Cargo Insurance��| Large businesses��

Comprehensive insurance for all stages of the distribution chain, including goods in transit, storage risks, global programs and project cargo for specialist shipments.

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Offered by��ǿմ�ý Insurance plc

Digitally traded Marine Cargo | Small- to mid-sized businesses

All risks cover for goods in transit worldwide or storage in the UK, available on annual or single trip policy for smaller transit values.

Motor Insurance

Offered by �ǿմ�ý Insurance plc

Motor Fleet

Comprehensive solutions for both traditional and electric vehicle fleets of any size, traded digitally or through our UK-wide branch network.

Offered by �ǿմ�ý Insurance plc

Motor Trade

Products and services to suit the unique needs of UK-based businesses operating in the motor trade sector.

Natural Resources & Construction Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Natural Resources & Construction Insurance |��Large businesses

We cover diverse engineering sectors, including power, utilities, and transportation. We also provide solutions for complex energy challenges and renewables/green energy.

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Offered by��ǿմ�ý Insurance plc

Construction Insurance | Mid-sized businesses

We offer comprehensive solutions for UK based mid-corporate construction businesses and for single construction or engineering projects, traded via our specialist regional hubs.

Offered by��ǿմ�ý Insurance plc

Renewable power | Mid-sized businesses

Insurance and inspection solutions for UK based mid-corporate commercial operators of renewable power installations including; solar, wind, hydro and short term operational reserve installations (STOR), both during construction and whilst operational.

Offered by��ǿմ�ý Insurance plc

Engineering solutions | Mid-sized businesses

We offer specialist insurance and inspection products to protect plant and machinery owned or leased by UK based mid-corporate businesses, traded via our specialist regional hubs.

Property Insurance

Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Property Insurance | Large businesses

We specialize in providing property damage and business interruption insurance to large international companies, leveraging our global network to address all risk portfolios.

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Offered by �ǿմ�ý Global��Corporate & Specialty SE (AGCS)

Political Violence and Terrorism Insurance

We offer crisis management solutions, providing innovative assistance in handling various crisis scenarios such as terrorism, political violence, and hostile environments.

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Offered by �ǿմ�ý Insurance plc

Commercial combined | Mid-sized businesses

We offer tailored property and casualty solutions for UK based mid-sized businesses all traded via our UK-wide branch network.

Offered by �ǿմ�ý Insurance plc

Digitally traded products | SME customers

A range of packaged products for small to medium UK businesses is available through our trading solution QuoteSME or via imarket and major software houses.

Discover our services

�ǿմ�ý Multinational

Captive Fronting

Crisis Management

Risk Consulting

Contact us

Small- and mid-sized businesses

Large businesses

EMAIL US

Meet the Management team

Nadia Côté

Commercial Managing Director for UK

+44-203-451-3592 Email

Nick Hobbs

Chief Distribution Officer for �ǿմ�ý Commercial in the UK

+44-1483-552-757 email

Alastair Warren-Upham

Head of Distribution, London, UK
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Trade credit insurance and surety bonds

�ǿմ�ý Commercial is part of one of the world's strongest financial services groups and the . When you partner with us, you partner with �ǿմ�ý Group — and its sister companies.

Through �ǿմ�ý Trade, we offer a comprehensive range of solutions for managing commercial credits between companies. �ǿմ�ý Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, debt collection, fraud insurance, structured trade credit and political risk.

�ǿմ�ý Trade gives companies the confidence to trade, and be paid: They compensate your company in the event of a bad debt, but more importantly, they help you avoid bad debts in the first place.

Whenever �ǿմ�ý Trade provides trade credit insurance, surety bonds or other finance solutions, the priority is on predictive protection. Its international surveillance network monitors and analyzes the financial stability of 83 million companies across all sectors in 160+ countries. And when the unexpected happens, their AA credit rating (Standard and Poor’s) means they have the resources to provide compensation to maintain your business.

Further information

�ǿմ�ý Commercial Disclaimer

�ǿմ�ý Commercial UK Risk Appetite

�ǿմ�ý Global Corporate & Specialty SE

AGCS SE UK Tax Strategy

Gender Pay Gap Report

Insurance Product Information

Customer complaints

Complaints regarding human rights

�ǿմ�ý Insurance plc

Distributor Product Guides

Accountants’ PI

Insurance Brokers’ PI

Solicitors’ PI

Surveyors’ PI

Clinical Trials

Expert Risk Article

Risk challenges for shipping

Navigating troubled waters: How war, climate change, and technological threats are reshaping global shipping in 2024.

Event

�ǿմ�ý Commercial at AIRMIC 2024

We’re delighted to be attending AIRMIC in Edinburgh this year. All of us at �ǿմ�ý are looking forward to meeting and reconnecting with you.

Global I Press release

New Global Head of Marine

�ǿմ�ý Commercial appointed Rich Soja as Global Head of Marine, effective immediately.

Global press release

Super election year increases risks of political violence

In their latest report, �ǿմ�ý Commercial gives an outlook on how to manage the increasing threat of political violence and civil unrest in 2024.

Report

Political violence and civil unrest trends 2024

The new report by �ǿմ�ý Commercial gives an outlook on how to manage the increasing threat of political violence and civil unrest in 2024.

Expert Risk Article

Baltimore bridge collapse and shipping safety

In this Q&A �ǿմ�ý Commercial Global Head of Marine Risk Consulting, Captain Rahul Khanna, addresses the recent Baltimore bridge collapse.

Expert risk article

Law firms and the ESG challenge

In this article we explore some of the risks involved with ESG, the potential legal liabilities associated with them, and mitigation.

Global I Press release

New Managing Director for Nordics

Effective today, Margaretha Mo joins �ǿմ�ý Commercial as Country Managing Director for Nordics.

Emerging Risk Trend Talk

Mass timber is critical to decarbonize the construction sector

Even if the material has many advantages, there are still risks such as fire, floods or earthquakes, that need to be mitigated.

Press release

Helping UK school children with launch of nationwide festivals

�ǿմ�ý in the UK has introduced the global MoveNow program to harness the power of play and sport.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Fire, explosion

Ranking #6 overall, fire, explosion (19%), up from #9 in 2023, is a significant peril for companies and global supply chains.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Top risks for smaller and mid-size companies

Whether cyber-attack or flood, loss events tend to hit smaller and mid-size companies much harder, with longer periods of disruption.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Climate change

Climate change (18%) may be a non-mover year-on year at #7, but this risk’s importance is clearly also reflected in natural catastrophes’ rise in the rankings.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Market developments

Protectionism is one of three paradigm shifts identified as being behind market developments (13%) rising to #9.

�ǿմ�ý Risk Barometer 2024 | Expert risk article

Risk in focus: Cyber incidents

Cyber incidents is the top global risk in the �ǿմ�ý Risk Barometer – for the first time by a clear margin (36% of responses, 5 percentage points ahead).

Top 3 risks in the UK in 2024

1. Cyber incidents (36%) - 2023 rank: 1 (40%)

2. Business interruption (30%) - 2023 rank: 2 (37%)

3. Natural catastrophes (23%) – NEW

Download the �ǿմ�ý Risk Barometer

Our offices

London

�ǿմ�ý Global Corporate & Specialty head office

60 Gracechurch Street
EC3V 0HR��London
United Kingdom

Registered in England at UK Companies House FC039211 and BR024312. UK Financial Conduct Authority Register 214374.

Guildford

�ǿմ�ý Insurance plc head office

57 Ladymead
Guildford GU1 1DB
United Kingdom

�ǿմ�ý Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 121849.

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