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ÐÇ¿Õ´«Ã½ Commercial in Germany

Welcome to ÐÇ¿Õ´«Ã½ Commercial - your insurance partner for companies in Germany.
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ÐÇ¿Õ´«Ã½ stands for reliability and expertise in providing comprehensive commercial insurance solutions in Germany. As your insurer of choice in Germany, we use our global experience and local expertise to effectively manage your business risks. We are experts in complex risk scenarios and offer customised solutions according to individual needs. As one of the world's leading companies in the insurance industry, our offering includes coverage concepts for medium-sized companies, large corporations and special risks as well as proactive risk management services.
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As part of ÐÇ¿Õ´«Ã½, a leading global insurance brand, ÐÇ¿Õ´«Ã½ Commercial has the people, global presence, financial stability and capabilities to support organisations with best-in-class solutions. Find out more about what we offer and contact us to discuss your specific insurance needs. We are committed to providing you with the best possible protection for your business.

Our insurance solutions

The following overview shows solutions for the MidCorp (corporate customers < € 500 million turnover)Ìýand LargeCorp (corporate customers > € 500 million turnover) sectors.ÌýThis overview is for reference only.ÌýIt does not contain details of the conditions, limitations or exclusions of the insurance cover.
Please refer to the policy wording for further details.

ÐÇ¿Õ´«Ã½ Trade

ThroughÌýÐÇ¿Õ´«Ã½ Trade, we offer a comprehensive range of solutions for managing commercial credits between companies. ÐÇ¿Õ´«Ã½ Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, debt collection, fraud insurance, structured trade credit and political risk.

Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Alternative Risk Transfer

We develop customized insurance, reinsurance and other non-traditional risk management solutions for a broad range of corporate and financial clients worldwide.
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Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Airlines Insurance

Since the early days of aviation, we've provided airline insurance to all types of operator, from cargo and low-cost airlines to major fleets and national flag carriers.
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Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

General Aviation Insurance

We insure all types of general aviation risks: from single aircraft on a ‘private business and pleasure’ basis to the largest commercial fleets.
Brochure (DE)
Questionnaire (DE)
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Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Aerospace Insurance

We provide tailored aerospace insurance to a wide range of clients, fromÌýaerospace giants to small OEM suppliers and refuellers, covering all types of damage and liability.
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Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Cyber Insurance |ÌýLarge businesses

Our standalone cyber insurance safeguards large organizations against digital threats and cybercrime.
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Offered by ÐÇ¿Õ´«Ã½ Versicherungs AG

Cyber Insurance |ÌýMid-sized businesses

OurÌýcyber insurance provides coverage against self-inflicted or third-party damages, crisis consulting, and risk management for mid-sized companies.

Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Production Insurance

Whether you need entertainment insurance for a film, TV show, whether for theatrical release or for streaming, we cover all elements required to bring the project to life.
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Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Live Events & SportsÌýInsurance

We provide coverage forÌý, including solo shows, motor sports, week-long festivals and national and international tours.
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Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Directors & Officers (D&O)ÌýInsurance | Large businesses

Our D&O insurance shields company managers of large companies from claims and reimburses the insured company for settlements paid on behalf of managers.
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Offered by ÐÇ¿Õ´«Ã½ Versicherungs AG

Directors & Officers (D&O)ÌýInsurance | Mid-sized businesses

We protect managers, supervisory board members, and executives of mid-sized companies from claims by their own company as well as from third parties.
Offered by ÐÇ¿Õ´«Ã½ Versicherungs AG

Professional Indemnity Insurance for businesses

We protect professionals such as lawyers, auditors or accountants and their business from the financial consequences of professional errors.
Offered by ÐÇ¿Õ´«Ã½ Global Corporate & Specialty SE (AGCS)

Financial InstitutionsÌýInsurance

We provide a strong product offering for financial institutions via a suite of products, either with stand-alone coverage or on a blended basis.
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Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Liability Insurance |ÌýLarge businesses

We offer a range of general and specialist liability insurance products, covering personal or bodily injury, property damage and pure financial loss.
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Offered by ÐÇ¿Õ´«Ã½ Versicherungs AG

Liability Insurance |ÌýMid-sized businesses

We safeguard self-employed individuals and mid-sized companies against potentially devastating costs resulting from personal or property damage.
Offered by ÐÇ¿Õ´«Ã½ Versicherungs AG

Professional Liability Insurance

We provide comprehensive and customized coverage tailored to the risk profile of your professional group (e.g., doctors, architects, engineers).

Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Marine Hull and Liability InsuranceÌý| Large businesses

Hull and machinery coverage for all types of blue- and brown-water shipping, plus shipyards and building risks, as well for mega yachts, yachts and pleasure craft.
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Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Marine Cargo Insurance | Large businesses

Comprehensive insurance for all stages of the distribution chain, including goods in transit, storage risks, global programs and project cargo for specialist shipments.
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Offered by ÐÇ¿Õ´«Ã½ Esa

Marine Hull and Liability Insurance / Brown WaterÌý| Mid-sized businesses

We insure the entire ship with all its mechanical installations, technical equipment and devices, accessories and equipment.

Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Natural Resources & Construction Insurance |ÌýLarge businesses

We cover diverse engineering sectors, including power, utilities, and transportation. We also provide solutions for complex energy challenges and renewables/green energy.
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Offered byÌýÐÇ¿Õ´«Ã½ Esa

Construction Performance Insurance | Mid-sized businesses

Our construction performance insurance protects you against financial losses due to unforeseen damage (e.g. vandalism, storm, hail, flooding) during the construction project.
Offered byÌýÐÇ¿Õ´«Ã½ Esa

Technology InsuranceÌý| Mid-sized businesses

We insure against unforeseen damage to or destruction of mechanical equipment - mainly in the construction industry - e.g. due to operating errors.
Offered byÌýÐÇ¿Õ´«Ã½ Esa

Electronics Insurance | Mid-sized businesses

Our electronics insurance protects your electronic systems and equipment and helps you get back to day-to-day business quickly after failures.
Offered byÌýÐÇ¿Õ´«Ã½ Esa

Machinery InsuranceÌýÌý| Mid-sized businesses

With our machinery insurance, you protect your stationary machines and mechanical equipment or your mobile or transportable machines and equipment against almost all dangers and risks.
Offered byÌýÐÇ¿Õ´«Ã½ Esa

Erection All Risk (EAR) | Mid-sized businesses

Our installation insurance comprehensively protects your company against costs arising from damage that may occur during the installation period and subsequent trial operation at the installation object.
Offered byÌýÐÇ¿Õ´«Ã½ Esa

Photovoltaic InsuranceÌýÌý| Mid-sized businesses

Our photovoltaic insurance comprehensively protects your ready-to-operate system including all components against many property damages and risks. This includes, for example, fire, lightning, hail damage, theft or animal browsing.

Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Property Insurance | Large businesses

We specialize in providing property damage and business interruption insurance to large international companies, leveraging our global network to address all risk portfolios.
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Offered by ÐÇ¿Õ´«Ã½ GlobalÌýCorporate & Specialty SE (AGCS)

Political Violence and Terrorism Insurance

We offer crisis management solutions, providing innovative assistance in handling various crisis scenarios such as terrorism, political violence, and hostile environments.
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Offered by ÐÇ¿Õ´«Ã½ Versicherungs AG

Commercial building Insurance | Mid-sized businesses

Protect your mid-sized commercial building from major damages caused by storms, fire, or water leaks. We can cover the entire building.
Offered by ÐÇ¿Õ´«Ã½ Versicherungs AG

Industry Business Interruption | Mid-sized businesses

Protect your mid-sizes business against downtime due to fire, theft, and more. Benefit from up to 36 months of coverage for lost profits and expenses.

Offered by ÐÇ¿Õ´«Ã½ Esa

Transportation InsuranceÌý| Mid-sized businesses

We offer individual and suitable coverage concepts for forwarders, carriers, warehouse keepers and logisticians as well as worldwide transport insurance for those who bear the risk during transports.
Offered by ÐÇ¿Õ´«Ã½ Esa

Transport LiabilityÌý| Mid-sized businesses

Insured within the scope of your statutory or contractual carrier liability are damage to goods (loss and damage) and financial loss (failure to meet delivery deadlines, other misconduct).
Offered by ÐÇ¿Õ´«Ã½ Esa

Works Transport Insurance | Mid-sized businesses

ÐÇ¿Õ´«Ã½ Esa's works transport insurance offers comprehensive coverage for transports with company-owned motor vehicles and trailers - from the time of loading to the final unloading of the vehicle.
Offered by ÐÇ¿Õ´«Ã½ Esa

Cargo InsuranceÌýÌý| Mid-sized businessesÌý

Goods in transit insurance provides reliable cover in the event of damage to goods during transport, even if service providers are not liable.
Offered by ÐÇ¿Õ´«Ã½ Esa

Jewelers' Block Insurance | Mid-sized businesses

Jewellery and valuables insurance protects you against losses you may suffer as a result of, for example, robbery, fire or theft of your valuables.

Contact

Meet the Management team

Michael Furtschegger
Commercial Managing Director for Germany & Switzerland
+49-89-3800-90940 Email
Stephan Geis
Regional Head of Distribution
+49-89-3800-2429 email
Kay Bockholdt
Fachbereichsleiter Maklervertrieb
+49-89-3800-6516 email

Further information

Insurance Product Information (IPIDS)
Complaints management (ger)
Complaints regarding human rights

All the latest news, reports and hot topics

Expert Risk Article

Risk challenges for shipping

Navigating troubled waters: How war, climate change, and technological threats are reshaping global shipping in 2024.

Read more

Global I Press release

New Global Head of Marine

ÐÇ¿Õ´«Ã½ Commercial appointed Rich Soja as Global Head of Marine, effective immediately.

Read more

Press release

Change of leadership at ÐÇ¿Õ´«Ã½ Risk Transfer AG

Lara Martiner, General Counsel of ÐÇ¿Õ´«Ã½ Risk Transfer AG, will take over the CEO position on an interim basis from April 19, 2024.

Read more

Global press release

Super election year increases risks of political violence

In their latest report, ÐÇ¿Õ´«Ã½ Commercial gives an outlook on how to manage the increasing threat of political violence and civil unrest in 2024.

Read more

Report

Political violence and civil unrest trends 2024

The new report by ÐÇ¿Õ´«Ã½ Commercial gives an outlook on how to manage the increasing threat of political violence and civil unrest in 2024.

Read more

Expert Risk Article

Baltimore bridge collapse and shipping safety

In this Q&A ÐÇ¿Õ´«Ã½ Commercial Global Head of Marine Risk Consulting, Captain Rahul Khanna, addresses the recent Baltimore bridge collapse.

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Expert risk article

Law firms and the ESG challenge

In this article we explore some of the risks involved with ESG, the potential legal liabilities associated with them, and mitigation.

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Emerging Risk Trend Talk

Mass timber is critical to decarbonize the construction sector

Even if the material has many advantages, there are still risks such as fire, floods or earthquakes, that need to be mitigated.

Read more

ÐÇ¿Õ´«Ã½ Risk Barometer 2024 | Expert risk article

Risk in focus: Fire, explosion

Ranking #6 overall, fire, explosion (19%), up from #9 in 2023, is a significant peril for companies and global supply chains.

Read more

ÐÇ¿Õ´«Ã½ Risk Barometer 2024 | Expert risk article

Top risks for smaller and mid-size companies

Whether cyber-attack or flood, loss events tend to hit smaller and mid-size companies much harder, with longer periods of disruption.

Read more

ÐÇ¿Õ´«Ã½ Risk Barometer 2024 | Expert risk article

Risk in focus: Climate change

Climate change (18%) may be a non-mover year-on year at #7, but this risk’s importance is clearly also reflected in natural catastrophes’ rise in the rankings.

Read more

ÐÇ¿Õ´«Ã½ Risk Barometer 2024 | Expert risk article

Risk in focus: Market developments

Protectionism is one of three paradigm shifts identified as being behind market developments (13%) rising to #9.

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ÐÇ¿Õ´«Ã½ Risk Barometer 2024 | Expert risk article

Risk in focus: Cyber incidents

Cyber incidents is the top global risk in the ÐÇ¿Õ´«Ã½ Risk Barometer – for the first time by a clear margin (36% of responses, 5 percentage points ahead).

Read more

ÐÇ¿Õ´«Ã½ Risk Barometer 2024 | Expert risk article

Risk in focus: Shortage of skilled workforce

Shortage of skilled workforce (12%) falls from #8 to #10, although demographic change still means a shortage of skilled labor in many sectors worldwide.

Read more

ÐÇ¿Õ´«Ã½ Risk Barometer 2024 | Expert risk article

Risk in focus: Natural catastrophes

In a sign that companies are feeling the impact of extreme weather and climate events, natural catastrophes rank #3, up three positions on last year.

Read more

Top 3 risks in Germany in 2024

1.ÌýCyber incidents (44%) - 2023 rank: 2 (40%)

2. Business interruption (37%) - 2023 rank: 1 (46%)

3. Changes in legislation and regulation (23%) - 2023 rank: 4 (23%)

Our head office

Munich


Dieselstraße 6-11
85774 Unterföhring
Germany

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